Share and Certificate of Deposit Rates

June 20, 2011

Share Accounts
Type Minimum Deposit/Balance APR APY
Share Account $24.99 to $1,999.99 .50% .50%(quarterly)
Share Account $2,000 and up .50% Ranges from .50% to .50%
Christmas Club All Balance .50% .50%
IRAs All Balance 1.45% 1.46%
Money Market Account $0 to $2,499.99 .50% .50%
Money Market Account $2,500 and Up .50% .50%
Certificate Rates
Term Minimum Deposit/Balance APR APY
90 Day $500 minimum 0.60% 0.60%
6 Month $500 minimum 0.70% 0.70%
12 Month $500 minimum 1.20% 1.21%
18 Month $500 minimum 1.30% 1.31%
24 Month $500 minimum 1.45% 1.46%
30 Month $500 minimum 1.70% 1.71%
We also have IRA Certificate of Deposits, which pay the same rates as regular Certificates.
Rates effective as of June 20, 2011, change with market trends
Early withdrawal penalty will apply.